Insurance Commissioner Scott White encourages all Virginians to be prepared for storms and natural disasters. Make sure your home, business, or automobile is properly insured and know how to file an insurance claim in the event of property damage. The best time to prepare for a natural disaster is before a storm strikes.

Before the Storm

• Create a detailed inventory of your belongings. Include photos and receipts of your property if you have them. You can use the Inventory Checklist as a guide.
• Review your insurance policy and contact your insurance company if you have any questions about your coverage. You can find your insurance company’s phone number using our Company Lookup.
• Store your home inventory checklist and insurance policy information in a secure, waterproof location.
• Most homeowner’s and renter’s insurance policies do not cover losses due to flooding. Talk with your insurance agent about flood insurance or visit the National Flood Insurance Program website.

After the Storm

• If your home or other insured property was damaged during a storm, contact your insurance company or agent as soon as possible.
• Take photos of your damaged property once it is safe to do so.
• Save the receipts of any emergency repairs that are needed to prevent your property from becoming further damaged.
• If you feel you are treated unfairly, please contact our Property & Casualty Consumer Services team at 804-371-9185 or file a complaint online.

Helpful Resources

• InsureU Disaster Preparedness Tips and Guides
• National Flood Insurance Program
• Virginia Department of Emergency Management
• Ready.gov

Virginia Insurance Guides

• When a Disaster Strikes: What to Do After an Insured Homeowners Loss
  • Mobile App: When a Disaster Strikes: What to Do After an Insured Homeowners Loss Size: 1.5MB (provides offline access)
• When A Disaster Strikes: What to Do After an Insured Commercial Property Loss
  • Mobile App: When a Disaster Strikes: What to Do After an Insured Commercial Property Loss Size: 1.5MB (provides offline access)

Contact Us
We are here to help. If you have general insurance questions or trouble getting your claim paid, our team of specially trained representatives can assist you.

• General insurance questions – 804-371-9741
• Property & Casualty consumer complaints – 804-371-9185
• BureauofInsurance@scc.virginia.gov
• File a complaint online

Individual Health Ins Enrollment Info - 2024

The Bureau of Financial Institutions has jurisdiction over Virginia state-chartered financial institutions and certain out-of-state entities that have been granted authority to do business in the Commonwealth.

• American Franchisee Association
  The American Franchisee Association (AFA) is a national trade association of franchisees and dealers. The AFA works to improve the industry of franchising while protecting its members’ economic investments in their businesses.
• United States Department of Labor
  The Department of Labor (DOL) fosters and promotes the welfare of the job seekers, wage earners, and retirees of the United States by improving their working conditions, advancing their opportunities for profitable employment, protecting their retirement and health care benefits, helping employers find workers, strengthening free collective bargaining, and tracking changes in employment, prices, and other national economic measurements.
• Federal Reserve Board
  The Federal Reserve Board knows that well-educated consumers are the best consumer protection in the market. These consumers know their rights and responsibilities, and they use the information provided in disclosures to shop and compare. The Federal Reserve Board maintains a consumer information web site with educational materials related to the consumer protection regulations developed by the Board. In addition, the Federal Reserve staff uses consumer surveys and focus groups to learn more about what issues are important to consumers and to develop and test additional educational resources.
• Investment Company Institute – Investor Education
  The Investment Company Institute is the national association of U.S. investment companies, including mutual funds, closed-end funds, exchange-traded funds (ETFs), and unit investment trusts (UITs). The fund industry is committed to helping ensure that shareholders are fully informed when making decisions about their personal finances and their futures. The Institute supports this goal with its Investor Education series, public messages, partnerships, and through its participation in independent and government-sponsored investor education programs.
• National Futures Association(NFA)
  National Futures Association (NFA) is the industry wide, self-regulatory organization for the U.S. futures industry. This organization strives to develop rules, programs and services that safeguard market integrity, protect investors and help their Members meet their regulatory responsibilities.
• Securities Industry and Financial Markets Association (SIFMA) (formerly the Bond Market Association)
  The Securities Industry and Financial Markets Association (SIFMA) hosts and education website Investinginbonds.com. The site is a rich resource for people at every point on the investing spectrum. It offers valuable information, real time data, important indicators, as well as market news and commentary. Whether you are just beginning to think about investing in bonds or you are a seasoned investor, this site can answer your questions and provide you with the tools you need to invest in the bond market.
• Securities Investor Protection Corporation (SIPC)
  SIPC is an important part of the overall system of investor protection in the United States. While a number of federal, self-regulatory and state securities agencies deal with cases of investment fraud, SIPC's focus is both different and narrow: Restoring funds to investors with assets in the hands of bankrupt and otherwise financially troubled brokerage firms. The Securities Investor Protection Corporation was not chartered by Congress to combat fraud. In terms of its mission, when a brokerage firm is closed due to bankruptcy or other financial difficulties and customer assets are missing, SIPC steps in as quickly as possible and, within certain limits, works to return customers' cash, stock and other securities. Without SIPC, investors at financially troubled brokerage firms might lose their securities or money forever or wait for years while their assets are tied up in court.
• Small Business Administration (SBA)
  The U.S. Small Business Administration (SBA) was created in 1953 as an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns, to preserve free competitive enterprise and to maintain and strengthen the overall economy of our nation. The organization recognizes that small business is critical to our economic recovery and strength, to building America's future, and to helping the United States compete in today's global marketplace. Although SBA has grown and evolved through the years, the bottom line mission remains the same. The SBA helps Americans start, build and grow businesses. Through an extensive network of field offices and partnerships with public and private organizations, SBA delivers its services to people throughout the United States, Puerto Rico, the U. S. Virgin Islands and Guam.
• Stock Search International – research old securities
  Stock Search International is recognized as a valuable resource when it comes to finding value in stocks and bonds no longer trading on current markets. The company provides thorough research service in this field, as they track down 97% of all the companies they investigate. For consumers’ convenience, Stock Search International has gathered the results of four decades of research in a new online Database of Companies No Longer Listed. This unique research tool features more than 40,000 updated reports including stock splits, stock dividends, name changes, mergers, acquisitions, liquidation distributions and contacts to initiate a recovery.
• OldCompany.com
  Old Company Stock Research Service provides customers with a brief profile of old companies whose original identities have been lost due to a change in name, merger, acquisition, dissolution, reorganization, bankruptcy or charter cancellation, and contact information for possible redeemable value. The resources used in determining research reports includes a large proprietary library of old company stock and bond research which includes information from the Marvyn Scudders Manuals, the Robert D. Fisher Manuals, and the Herzog & Co., Inc's obsolete research service reports.

Virginia refers to business entities registered in other states and countries as foreign business entities. Foreign business entities must qualify to conduct business in Virginia. You can file online through the (CIS) or file manually using our forms at foreign entity forms and fees. 

Please refer to our FAQs below and  Foreign-Registration-Checklist prior to filing to ensure all of our requirements are understood. 

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Depending on the type of business you operate within the Commonwealth of Virginia, the SCC requires specific filings to maintain an active status. Please click on your business type to learn more.

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